Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

Chris Johnson, President and CEO, has been Originating mortgages since 2004.  

A California native who is now proud to call Jasper, GA his home.  Chris still owns and operates NorCal Mortgage, but wanted something that people in Georgia could relate to.  That is when Sunshine Mortgage was born.  Same great company that has been around for years, just under a new name for Georgia and Florida.  

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NorCal Mortgage will continue to serve the California market, while Sunshine Mortgage will be here for Georgia and soon, other Southern states will also be added in the near future.

Chris would really take pleasure in helping you with your next home loan.  He takes pride in having fast closings with Clear to Close times being less than 12 days on average (using data from 2020 and 2021).  His goal is and has always been to keep the mortgage process easy for his clients and referral partners.  

In his spare time, you can usually find him training for his next Triathlon.  He is an avid Cyclist, Runner and Swimmer.  Since moving to Georgia, Mountain biking has also been added to his list of hobbies. 

Chris Johnson

(678) 952-9020
NMLS: 211956